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Midland Funding, LLC

New York Debt Collection Defense

Have you received a letter, phone call, or lawsuit from the collection agency of Midland Funding, LLC in connection with an old credit card, medical, or student loan debt? Have their debt collectors frozen your bank account, or did a Marshal garnish your wages?

You have rights! Defenses to your debt may exist, and you may be able to fight, discharge, or even the settle the debt at a reduced amount in monthly payments.

At the Law Office of Simon Goldenberg, PLLC, our lawyers help people resolve their debts. We defend consumers from debt collection lawsuits and protect them from unlawful collection activity. Even if your wages are being garnished, or your bank account is frozen, it may not be too late to get help. We are a debt relief law firm, and can advise you as to all legal options, which may include debt defense, debt consolidation, debt settlement, and bankruptcy.

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Background Information on Midland Funding, LLC

Midland Funding, LLC and it's affiliates including Midland Credit Management (MCM), are one of the largest debt-purchasing companies in the United States. They are located at 8875 Aero Drive, Suite 200, San Diego, Ca, 92123. Every year, Midland Funding, LLC buys debt from financial institutions, such as Citibank, N.A. and HSBC Bank Nevada, N.A. and attempts collection using it's debt collection subsidiary, Midland Credit Management, to collect debts via telephone, mail, and by hiring local debt collection lawyers in New York City such as Pressler and Pressler, Forster and Garbus, William C. Grossman, and Selip and Stylianou to bring lawsuits against consumer debtors.

When Midland Funding LLC brings a lawsuit, they are hoping that the Defendant does not submit a timely response to the Summons & Complaint, so that the judge may enter a default judgment for the full amount of the claim plus attorneys fees, interest, and any other applicable court fees. Judgment's in New York are valid for up to 20-years, and accrue a statutory interest rate of 9% annually. If a New York City Marshal were to get involved for a wage garnishment or bank levy, they could charge an additional fee of 5%.

Don't give up without a fight. Midland Funding LLC, as the plaintiff, bear the burden of proving their case, but the defendant must assert their defenses in a timely manner. Our debt relief lawyers are very well experienced in helping people their options for debt settlement, lawsuit defense, and consumer bankruptcy.

Cases Against Midland Funding, LLC*

In Jackson v. Midland Funding, LLC, 754 F. Supp.2d 711, (D.N.J. 2010), a lawsuit was brought against Midland Funding, alleging a violation of the Fair Debt Collection Practices Act of 1977 (FDCPA) when Midland Funding brought a lawsuit against the Plaintiff after the statute of limitations had run.

In Midland Funding, LLC v. Giraldo, 961 N.Y.S.2d 743, (Nassau County 2013), a lawsuit was brought against Midland Funding, for violations of deceptive business practice, when Midland Funding brought a lawsuit against Mr. Giraldo without a sufficient factual basis.

Sample Cases Represented by the Law Office of Simon Goldenberg*

On behalf of our Client’s, our lawyers have fought and resolved many cases with the debt collectors and attorneys at Midland Funding. Where appropriate, you may be able to resolve your debt within the realm of a settlement at a reduced amount. Some client’s matters result in quite a substantial savings compared to the actual balance.

In Midland Funding, LLC A/P/O HSBC Bank Nevada v. D.H., the Defendant was sued by Midland Funding for a debt owed in the amount of $4,300. The issue in that case was that HSBC had assigned the debt to Midland Funding without notifying the debtor. Such acts are considered unlawful deceptive acts or practices and therefore a violation of NYGBL § 349. After a counterclaim filed by our firm, Midland Funding discontinued the case with prejudice.

In Midland Funding, LLC v. E.C., the Defendant was sued by Midland Funding for a debt owed in the amount of $4,350. After representation by our firm, we settled with Midland Funding for $1,500.

Received a lawsuit or collection letter from Midland Funding LLC?

You may have strong defenses to your debt. You have rights that protect you from wrongful debt collection practices under both state and federal law. Under Federal Law, consumers have strong rights under the Federal Fair Debt Collection Practices Act of 1977 (FDCPA), and the Fair Credit Reporting Act (FCRA). In New York City, consumers are entitled to additional protections under the New York administrative code. Our New York Debt Lawyers are well versed in the nuances of debt collection laws, and can advocate to help you achieve a resolution.

Is Midland Funding LLC on your credit report?

Interested in fighting, consolidating, or settling your debt with Midland Funding llc? If you’re being faced with a debt collection letter, phone call, or lawsuit with Midland Funding or Midland Credit Management, contact our debt relief law firm for a free evaluation.

List of the debt buyers, that Midland Funding may have brought a lawsuit on behalf of: Citibank, N.A.,Barclays Bank Delaware, N.A., and HSBC Bank Nevada, N.A.

*Each case is unique. Prior results do not guarantee future performance. The case summaries listed on this website are sample cases, they do not reflect the entirety of the cases our office may have addressed with that entity, they are not necessarily chosen to reflect our "average" results or most common results, and the listed results are not indicative of what might be achievable for another client. All listed figures are approximations, and despite our best efforts to maintain accuracy, may be subject to typographical error or other bona-fide human error, for which we make no warranties or guarantees. The federal cases that may be listed on this page against the creditor or collection entity are not purported to be brought by our law firm. Unless otherwise specified, these federal cases are unrelated to our law firm.

The information on this website is provided for general informational purposes only, it is not legal advice, and none of the information posted is intended as an accusation by our office of any wrongdoing by any entities.

Contact an attorney for an evaluation of your particular circumstances to help understand the options that may be available to you.

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