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Have you received a lawsuit or judgment from LR Credit, LLC in connection with an old credit card debt? Have their lawyers frozen your bank account, or did a Marshal threaten to garnish your wages?

You have rights! Defenses to your debt may exist, and you may be able to fight, discharge, or even the settle the debt at a reduced amount in monthly payments.

At the Law Office of Simon Goldenberg, PLLC, our lawyers help people resolve their debts. We defend consumers from debt collection lawsuits and protect them from unlawful collection activity. Even if your wages are being garnished, or your bank account is frozen, it may not be too late to get help. We are a debt relief law firm, and can advise you as to all legal options, which may include debt defense, debt disputing, debt settlement, and bankruptcy.

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Background Information on LR Credit, LLC

The LR Credit entities are shell companies of debt buyer Leucadia National. The primary purpose of these entities is to hold portfolios of defaulted debt that were purchased with the intent of collection. These limited liability companies may attempt to seek collection from consumers residing within New York City.

LR Credit is oftentimes represented by debt collection lawyers in New York including the law offices of: Mel S. Harris & Associates, LLC and Houslanger & Associates, PLLC. Lawsuits brought on behalf of LR Credit are oftentimes prepared and filed in bulk, sometimes eliciting concerns akin to the robo-signing in the mortgage industry.

LR Credit, LLC, a.k.a. "LR Credit," is a large debt-buyer of defaulted credit card debt that has over twenty related entities including:

LR Credit, LLC, LR Credit 1, LLC, LR Credit 2, LLC, LR Credit 3, LLC, LR Credit 4, LLC, LR Credit 5, LLC, LR Credit 6, LLC, LR Credit 7, LLC, LR Credit 8, LLC, LR Credit 9, LLC, LR Credit 10, LLC, LR Credit 11, LLC, LR Credit 12, LLC, LR Credit 13, LLC, LR Credit 14, LLC, LR Credit 15, LLC, LR Credit 16, LLC, LR Credit 17, LLC, LR Credit 18, LLC, LR Credit 19, LLC, LR Credit 20, LLC, LR Credit 21, LLC, LR Credit 22, LLC, LR Credit 23, LLC

Federal Cases Against LR Credit, LLC

In Swearingen v. LR Credit, 892 F. Supp.2d 987 (N.D.Ill. 2012), a lawsuit was brought against LR Credit for violations of the Fair Debt Collection Practices Act of 1977 (FDCPA) when LR Credit threatened the debtor over the phone.

In Dunham v. LR Credit, 663 F.3d 997 (8th Cir. 2011), a lawsuit was brought against LR Credit alleging a violation of the FDCPA when LR Credit sent a collection letter to the Plaintiff for debt owed by another person with same name.

Sample Cases Represented by the Law Office of Simon Goldenberg*

On behalf of our Client's, our lawyers have fought and resolved many cases with the debt collectors and attorneys that represent LR Credit, LLC. Where appropriate, you may be able to resolve your debt within the realm of a settlement at a reduced amount. Some client's matters result in quite a substantial savings compared to the actual balance.

In LR Credit 10 v. M.S., the Defendant was sued for an alleged consumer debt, and a judgment was entered in the amount of $6,797.66. Through the representation of our attorneys, a settlement was reached with LR Credit, LLC for total repayment of $1,700.00, which is a reduction of 75%of the outstanding balance, and a savings of $5,097.66.

In LR Credit v. A.S., the Defendant was served with a lawsuit for an alleged debt on an old credit card, in the amount of $3,500. Through the assistance of our lawyers, LR Credit, LLC stipulated to discontinue the lawsuit against our client.

In LR Credit19 v. T.C., the Defendant was sued by LR Credit, LLC for a debt owed in the amount of$4,541.94. Through the representation of our law firm, our client settled with LR Credit, LLC for total amount of $1,250.00, which amounts to a reduction of over 70% of the outstanding balance and a forgiveness of $3,291.94.

In LR Credit10 v. M.K., the Defendant was sued by LR Credit, LLC for a debt owed in the amount of$4,069.73. Through the assistance of our experienced debt lawyers, our client settled with LR Credit, LLC for total amount of $1,800.00, which is less than 45% of the outstanding balanceand a savings of $2,269.73.

You may have strong defenses to your debt. You have rights that protect you from wrongful debt collection practices under both state and federal law. Under Federal Law, consumers have strong rights under the Federal Fair Debt Collection Practices Act of 1977 (FDCPA), and the Fair Credit Reporting Act (FCRA). In New York City, consumers are entitled to additional protections under the New York administrative code. Our New York Debt Lawyers are well versed in the nuances of debt collection laws, and can advocate to help you achieve a resolution.

List of the law firms that LR Credit, LLC may have been represented by: Mel S. Harris & Associates, LLC and Houslanger & Associates, PLLC.

*Each case is unique. Prior results do not guarantee future performance. The case summaries listed on this website are sample cases, they do not reflect the entirety of the cases our office may have addressed with that entity, they are not necessarily chosen to reflect our "average" results or most common results, and the listed results are not indicative of what might be achievable for another client. All listed figures are approximations, and despite our best efforts to maintain accuracy, may be subject to typographical error or other bona-fide human error, for which we make no warranties or guarantees. The federal cases that may be listed on this page against the creditor or collection entity are not purported to be brought by our law firm. Unless otherwise specified, these federal cases are unrelated to our law firm.

The information on this website is provided for general informational purposes only, it is not legal advice, and none of the information posted is intended as an accusation by our office of any wrongdoing by any entities.

If you're being faced with a debt collection matter with LR Credit, LLC, call our office for a free evaluation.

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