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Beware of Debt Collection Scams!

In this age of technology, it's no wonder that more and more collection scams are being perpetrated over the internet. All the more reason to become informed as to the red flags. Don't be the next victim!

At the Law Office of Simon Goldenberg, PLLC, our attorneys use federal and state laws to protect consumers from abusive and deceptive debt collectors and help them obtain compensation. This type of representation can be effective when a collector from a legitimate agency acts outside the bounds of the law, or when an agency issues collection letters that violate consumer protection laws. However, there are also fake collection agencies that attempt to collect non-existent debts, oftentimes using methods which include false threats of litigation. These are not actual collection agencies, rather, they are criminal enterprises that pose as collectors. They demand immediate payment, oftentimes using prepaid debit cards and gift cards. Once the payment is submitted, it can be very difficult for the victim to get their money back and to hold the scammers accountable. As such, it's best to be cautious before remitting any payments to an unknown company, especially if you are unfamiliar with the debt and are being threatened.

How to Protect Yourself from Being Scammed by a Debt Collector

  1. Conduct Research: If you google the phone number or other identifying information, you may be able to get information about the entity and whether they are licensed collectors. 
  2. Request Debt Validation: Under federal law, consumers have 30-days to dispute the validity of a debt. Until the debt is validated by the creditor, all collection activity must cease. 
  3. Speak to a Lawyer: A consumer protection attorney can determine whether your rights are being violated and help you understand your options. 

Free Collection Letter Review - Law Office of Simon Goldenberg PLLC


Or Call Today: (888) 301-0584

What is a Debt Collection Scam Email?

Our office received a call from a person that claimed that they were contacting us in response to an email. The email demanded payment of $460 in reference to an alleged debt owed to Speedy Cash Group. We quickly realized that the email they received was not issued by our firm. While our law firm name was not included in the body of the scam email, our logo was included as an attachment. Upon further research, we identified several companies have been similarly targeted as the sender's of very similar emails. A copy of the email that the caller received is listed below.

As debt relief and consumer protection lawyers, we are concerned for any recipients that may be susceptible to such fraudulent emails. At our office, we do not collect consumer debts. Please be vigilant to confirm the legitimacy of any debt collection attempt before remitting payment.

If you receive a collection letter by email, contact our office for a free review.

Example of a Fake Debt Collection Email

Subject: Final Notice


Creditor - Speedy cash Group

Amount Outstanding - $460

After numerous attempts to reach you we haven't received any payment or any positive feedback from your side, as you are not paying your seriousness on this account which means that you are trying to run away from the situation and repeating the same activity which you did before with the loan company. We tried our best to help you on this matter but you are taking this matter lightly.

Account Status: WARRANT IS ACTIVE FOR SEARCH AND SEIZE (Violation of the Fair Debt Collection Practices Act and Defamation of Character.)

"Debtor(You) has been declared as a guilty by Authorized Law Enforcement Department, Seizure Warrant has been activated under 15 USC 1692g Sec. 809 (b) of the FDCPA "

Unless delayed notice is authorized below, you must give a copy of the warrant and a receipt for the property taken to the person from whom, or from whose premises, the property was taken, or leave the copy and receipt at the place where the property was taken.

The officer executing this warrant, or an officer present during the execution of the warrant, must prepare as required by law and promptly return this warrant. Pursuant to 18 U.S.C. § 3103a (b), I find that immediate notification may have an adverse result listed in 18 U.S.C. 2705 (except for delay of trial), and authorize the officer executing this warrant to delay notice to the person who, or whose property, will be searched or seized.

Note: You will be contacted by your local county authorities. National Debt Recovery Department is closing this account and declaring as a GUILTY. If we will not receive any feedback from your side, then you will be the only person who will be responsible for any consequences.


Your name is already listed in the name of defaulters so you cannot make the payment by your Debit/Credit card, pertaining to risk of freezing your vital information of Banking Accounts.


CREDITOR: Speedy Cash Group


Restitution Head

Department Of l Debt Settlement

Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the use of the individual or entity to which it is addressed. Any review, re transmission, dissemination to unauthorized persons or other use of the original message and any attachments is strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your co-operation.