I'm Being Harassed by Debt Collectors. What Do I Do?
You Can Stop Creditor Harassment
One of the most difficult parts about being in debt is the harassing calls and letters from creditors. The moment that someone falls behind on their payments, their creditors begin calling and sending letters to remind the person that they owe. The Law Office of Simon Goldenberg, PLLC serves to help consumers stop creditors from harassing them for payment.
Consumer Rights & Debt Collection
No matter how much debt you are in, you have consumer rights and are protected from undue harassment by creditors. If your phone is ringing constantly and/or you are receiving excessive or threatening letters regarding your debt, then you may be a victim of unlawful creditor harassment.
You may have a case for creditor harassment if your creditors:
- Call between 9:00 p.m. and 8:00 a.m.
- Call you at any time that you've stated to be inappropriate
- Make your phone ring constantly
- Call you at work when it is known to be unacceptable
- Use profanity or threats when communicating
- Place your name on a blacklist
These actions are illegal as defined in the Fair Debt Collection Practices Act § 806 (15 USC 1692d). The
Fair Debt Collection Practices Act serves to protect consumers from harassment and mistreatment by creditors and lenders.
Hire a Debt Relief Lawyer in New York
The Law Office of Simon Goldenberg, PLLC can provide the legal counsel and representation that you need in order to stop creditor harassment. You can stop harassing calls and letters by mailing a written request to your creditor. Filing for bankruptcy also places an automatic stay on all collection proceedings. We can also help you pursue other
debt relief options.
Call today at (888) 301-0584 to contact us and request a case evaluation!