Need Help Reducing Medical Bills?
Relief from Hospital Bills, Laboratory Fees, and Ambulance Costs
Unlike many types of debts that accrue over a long period of time, bills
relating to healthcare can come when you least expect them. With insurance
coverage being complex and subject to deductables, co-pays, and co-insurance,
some medical services might be covered, while others might be leave a
balance to be charged directly to the patient.
I didn't sign a contract with the doctor, do I still owe the bill?
In a situation where a contract does not exist, a provider of professional
or medical services may be entitled to compensation for the services performed
under the doctrine of
quantum meruit. Unless the services were performed as a gift, there is no reason to presume
that the services were provided free of charge. The medical professional
may seek to recover the regular rates his facility charges for said services,
or alternatively, a prevailing market rate or other rate might be applied
by the court in the event the debt is litigated. Call our attorneys if
you are faced with a
lawsuit for medical bills.
Insurance was supposed to pay this medical debt, what should I do?
Submit the claim to your insurance company promptly upon notice of the
issue. If you believe that the insurance company improperly denied the
claim, request an appeal. Ultimately, the debtor is responsible to make
sure that the medical provider is paid. The hospitals, physicians, and
ambulance companies will often bill the patients insurance before they
request payment from the patient. That's why it's important to
make sure to update the medical providers whenever there is a change in
Want To Settle Your Medical Bills? Speak To Our Legal Team!
OR CALL: (888) 301-0584
Types of Healthcare Debts That Are Forwarded To Collections
- Bills from laboratories that are not fully covered by insurance.
- Emergency medical bills
- Doctors Bill
- Debts owed to hospitals
How can I reduce my medical bills?
Many hospitals offer hardship programs where they can reduce the balance,
offer long term payment durations, or even a combination of both. Each
hospital has their own guidelines and programs. Inquire with their billing
department to learn how to apply. Sometimes when a debt is sent to third-party
collections, an opportunity to negotiate a settlement could arise. In
situations where the medical bills are exhorbitant and well beyong the
debtors ability to repay, fiing
bankruptcy for medical debts might be the most effective form of relief.
Our attorneys can evaluate your particular situation to help determine
what options are available to provide relief from overwhelming medical
debts. Call us to learn more - (888) 301-0584.