Where to get a free credit report?

Our attorneys recommend that people check their credit reports at least once a year to ensure that they are not victims of identity theft and that all their information appears to be accurate. But beware of credit monitoring companies that lock you into recurring payments at unexpectedly high costs. Consumers are entitled to a free credit disclosure from each of the credit bureaus every year upon request. Similarly, a consumer is entitled to request a free credit report when they have been denied for credit.

Where to order a no-cost credit report?

You can request a free credit report from Experian, Equifax, and Transunion using AnnualCreditReport. There is no credit card or service fee required to obtain your free annual credit reports.However, there is a fee if you request your credit score. For the purposes of fixing credit reporting issues, what's important is the content of the credit report, the credit score is not as relevant.

How to get a free credit score?

These days, many credit card issuers provide their account holders with a free credit scores every month. For example, Chase and Discover Bank offer free FICO score to holders of certain types of credit cards. Check your credit card statements or log in to your bank’s online portal to see if you can access your credit score for free.

If you need help fixing mistakes on your credit report, call our lawyers at us at (888) 301-0584 or schedule a free evaluation.

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New York Debt Collection Defense Attorney
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Brooklyn, NY 11230
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