Where to get a free credit report?
Our attorneys recommend that people check their credit reports at least
once a year to ensure that they are not victims of identity theft and
that all their information appears to be accurate. But beware of credit
monitoring companies that lock you into recurring payments at unexpectedly
high costs. Consumers are entitled to a free credit disclosure from each
of the credit bureaus every year upon request. Similarly, a consumer is
entitled to request a
free credit report when they have been denied for credit.
Where to order a no-cost credit report?
You can request a free credit report from Experian, Equifax, and Transunion using
AnnualCreditReport. There is no credit card or service fee required to obtain your free annual
credit reports.However, there is a fee if you request your credit score.
For the purposes of
fixing credit reporting issues, what's important is the content of the credit report, the credit
score is not as relevant.
How to get a free credit score?
These days, many credit card issuers provide their account holders with
a free credit scores every month. For example, Chase and Discover Bank
offer free FICO score to holders of certain types of credit cards. Check
your credit card statements or log in to your bank’s online portal
to see if you can access your credit score for free.
If you need help fixing mistakes on your credit report, call our lawyers
at us at (888) 301-0584 or
schedule a free evaluation.