Recent Posts in debt forgiveness Category

  • How Do I Know if I Need to File for Bankruptcy?

    || 1-Jun-2018

    If you are struggling to pay off your debts and can never seem to make a dent in them, you might be wondering if you need to file for bankruptcy. For many, the word itself inspires some fear and uncertainty, but the fact is that sometimes it is necessary to file for bankruptcy in order to start over and rebuild financial health. How can a person know when the time has come to proceed with this ...
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  • Resolving Federal Student Loans - CLE

    || 13-Feb-2018

    Student loan borrowers are defaulting at staggering rates. Borrowers are inundated with tv, radio, and internet ads promising debt forgiveness and payment reductions. It can be hard to know where to turn for reliable advice. On February 6 th, 2018, attorneys at the Law Office of Simon Goldenberg PLLC presented a continuing legal education program with Lawline. Broadcast live online and recorded at ...
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  • When Does Student Loan Forgiveness Happen?

    || 20-Sep-2017

    Anyone who has graduated college within the last decade or so can tell you just how big of a burden student loans have become. While paying them off can take years and cost thousands, there are some options for relief, including the possibility of having all or a portion of your loans forgiven! A forgiven loan is one that has all or part of the balance cancelled at no penalty to the borrower. ...
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  • Do I Qualify for Student Loan Forgiveness?

    || 10-Aug-2017

    If you are struggling to pay off student debt, you’ve likely asked yourself whether or not you qualify for student loan forgiveness. There are various programs, most of which are federally funded, that are designed to help qualifying students. Depending on how much you owe, what degree you obtained, and what line of work you currently practice, you may succeed in having your student debt ...
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  • Tips to Help You Get Out of Debt

    || 25-May-2017

    The one common mistake made by all people with past-due debts is that they spend a lot more than they actually have. Student loans, credit card bills, bank loans or loans from other creditors all add to your debt and, if you’re not careful, they’ll push you further and further into the mess until you’re too lost to find your way out. As harsh as it may sound, it’s true. In ...
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  • Statute of Limitations for Student Loans

    || 7-Oct-2016

    Is there a Statute of Limitations for Student Loans? There is much confusion regarding the applicability of the statute of limitations on bringing lawsuits to collect on defaulted student loans. Part of this confusion can be attributed to changes in federal laws that eliminated the statute of limitations on federal student loans. As such, in order to determine if an SOL applies, it’s ...
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  • ITT Tech School Closure Student Loan Discharge

    || 13-Sep-2016

    On September 6 th 2016, ITT Technical Institute announced that they are ceasing operations including all online and classroom curriculum. With over 130 campuses in 38 states, the magnitude of affected students is expected to be high. If you were a student enrolled in a program with ITT Tech and have been unable to complete your program due to the closure, you may be entitled to have 100% of your ...
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  • Cancellation of Debt From A 1099-C

    || 25-Aug-2016

    Pursuant to the IRS, a debt exists if you borrow money and are obligated to pay back a determinable amount in the future. There are situations where debts are deemed cancelled for tax purposes, however, it should not be assumed that a 1099-C results in the borrower being relieved of their obligation to repay. What to do if you receive a 1099-C Don't panic! Provide the form to your certified ...
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