Recent Posts in Get out of debt Category

  • How Do I Know if I Need to File for Bankruptcy?

    || 1-Jun-2018

    If you are struggling to pay off your debts and can never seem to make a dent in them, you might be wondering if you need to file for bankruptcy. For many, the word itself inspires some fear and uncertainty, but the fact is that sometimes it is necessary to file for bankruptcy in order to start over and rebuild financial health. How can a person know when the time has come to proceed with this ...
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  • Can I access my lawsuit case information online?

    || 5-Mar-2018

    NY E-Courts & NYSCEF Depending on the type of matter and the jurisdiction, you may be able to access case information from the comfort of your smart phone or computer. Check the links below to find the system most suitable for your needs. In New York, there is a different system to check civil court cases, supreme court cases, criminal court cases, and family law cases. These online systems ...
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  • We Fight Selip & Stylianou Lawsuits in NY & NJ

    || 1-Feb-2018

    Selip & Stylianou LLP is one of the largest consumer collection law firms in New York. If they've called you, sent a collection letter, or served you with a lawsuit, they are likely attempting to recover a debt owed on a defaulted credit card or charge account. It's important to understand your rights and remedies, otherwise you could be at risk of serious consequences. Judgments can ...
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  • Firstmark Services Changes Payment Allocations on Student Loans

    || 6-Nov-2017

    The process of paying off student loans can be confusing. Between changing interest rates and varying principal balances, it can be difficult to determine how to best navigate paying off multiple loans in a timely and effective mater. Fortunately, Firstmark Services, a company that services private student loans for major lenders like Citibank, has recently changed their payment allocation policy, ...
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  • When Does Student Loan Forgiveness Happen?

    || 20-Sep-2017

    Anyone who has graduated college within the last decade or so can tell you just how big of a burden student loans have become. While paying them off can take years and cost thousands, there are some options for relief, including the possibility of having all or a portion of your loans forgiven! A forgiven loan is one that has all or part of the balance cancelled at no penalty to the borrower. ...
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  • New Jersey Lawyer Negotiates Student Loan Debt Reductions

    || 4-Sep-2017

    Not sure where to turn for help with student loans? With ever-increasing interest rates, large fees, and complicated payment plans, it's easy to get overwhelmed. When facing default, student borrowers may be subject to a barrage of calls, collection letters, lawsuits, or even wage garnishment. Some people feel paralyzed by the process. Don't sit by and watch catastrophe unfold. There is no ...
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  • Tips to Help You Get Out of Debt

    || 25-May-2017

    The one common mistake made by all people with past-due debts is that they spend a lot more than they actually have. Student loans, credit card bills, bank loans or loans from other creditors all add to your debt and, if you’re not careful, they’ll push you further and further into the mess until you’re too lost to find your way out. As harsh as it may sound, it’s true. In ...
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  • Consumer Debt vs. Business Debt: What's the Difference?

    || 21-Feb-2017

    Debt usually refers to money owed by one party, the debtor or borrower, to another party, the lender or creditor. However, there is a big difference between consumer debt and business debt, especially with how the debts are collected when they are in default status. Consumer Debt A debt is considered a "consumer debt" if it was primarily accrued for personal, family, or household ...
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  • Cancelling and Settling Timeshare Debt

    || 16-Jan-2017

    Buying into a timeshare can seem like a sensible and affordable way to vacation with friends and family. But what happens if your finances tighten and your timeshare costs are no longer within your budget? With a contractual obligation to pay for the shared property, cancelling a timeshare agreement is not as simple as making a few phone calls. Once the salesperson succeeds in convincing a buyer ...
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  • New Year's Resolution: Get Out of Debt!

    || 22-Dec-2016

    Everyone makes New Year’s resolutions to themselves each year but not many people can actually boast that they accomplished them. This year should be the year that is different. If you are in debt, make finding debt relief your New Year’s resolution and stick to it! With the right preparation, knowledge, and mindset, you can make it happen. When you are pursuing debt relief, keep these ...
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  • ITT Tech School Closure Student Loan Discharge

    || 13-Sep-2016

    On September 6 th 2016, ITT Technical Institute announced that they are ceasing operations including all online and classroom curriculum. With over 130 campuses in 38 states, the magnitude of affected students is expected to be high. If you were a student enrolled in a program with ITT Tech and have been unable to complete your program due to the closure, you may be entitled to have 100% of your ...
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