Recent Posts in Consumer Rights Category

  • Harassed by an abusive debt collector? Get up to $1000!

    || 13-Oct-2017

    Having a debt in collections can be very stressful. But having debt collectors constantly harassing you and using unfair collection tactics can make the situation feel impossible. It’s a debt collector’s job to follow up on debts that have been passed along to them. While debt collectors are allowed to contact you to try and pressure you into paying your bill, they aren’t allowed ...
    Continue Reading
  • Steps To Protect Yourself from Equifax Data Breach 2017

    || 4-Oct-2017

    Given the recent headlines regarding the credit reporting agency Equifax, its is understandable to be concerned about the status of your credit and the security of your personal information. While it is easy to ascertain that the Equifax data breach is bad for the American public, understanding the personal implications of such a breach may prove to be more difficult. In the following article we ...
    Continue Reading
  • Weltman Weinberg & Reis Law Firm Sued For Debt Collection Violations

    || 30-Jun-2017

    On April 17, 2017 the Consumer Financial Protection Bureau ("CFPB") filed a lawsuit in a federal district court against Weltman, Weinberg, & Reis Co., LPA, a debt collection law firm which has operates in several states, including New York, New Jersey, and Florida. The complaint alleges that the collection firm used illegal tactics while collecting debts from consumers. Specifically, ...
    Continue Reading
  • Attorney Simon Goldenberg Teaches Secrets To Credit Repair

    || 6-Jun-2017

    New York, New York: On May 23 rd, 2017, Simon Goldenberg, Esq. presented Credit Repair: A Primer for Lawyers, a Continuing Legal Education program with Lawline. Broadcast live online and recorded at Lawline’s Studio in lower Manhattan, the program offered viewers strategies on correcting credit reporting issues. Credit Repair: A Primer for Lawyers is now available for on-demand viewing at ...
    Continue Reading
  • Prohibited Debt Collection Practices

    || 31-May-2017

    Are you receiving phone calls, emails, or other communications from debt collectors? Often the persistence of debt collectors can be annoying and stressful, making your life miserable until you can finally make them stop. In fact, certain debt collection practices became so bad that the federal government banned them outright some time ago. However, this hasn’t entirely stopped less-credible ...
    Continue Reading
  • Useful Tips to Avoid Holiday Debts

    || 15-Dec-2016

    The holiday season represents a unique time of year where you are expected to spend more than you would on yourself and others than normal. In fact, many Americans actually plan to spend so much that they accrue debt that will take several months to pay off. This could arguably be giving too much. For your own benefit, it is probably best that you don’t rack up a holiday debt and keep in ...
    Continue Reading
  • TCPA - Telephone Consumer Protection Act

    || 23-Sep-2016

    If any of these situations sound familiar, you might be entitled to an award for damages: Were you called with a pre-recorded message stating: "press 1 to learn more"? Are you receiving unsolicited text messages or faxes? Are telemarketers calling despite your enrollment on the "do-not-call" list? Have you been contacted on your cell phone by telemarketers or debt collectors at ...
    Continue Reading
  • ITT Tech School Closure Student Loan Discharge

    || 13-Sep-2016

    On September 6 th 2016, ITT Technical Institute announced that they are ceasing operations including all online and classroom curriculum. With over 130 campuses in 38 states, the magnitude of affected students is expected to be high. If you were a student enrolled in a program with ITT Tech and have been unable to complete your program due to the closure, you may be entitled to have 100% of your ...
    Continue Reading
  • Wells Fargo Penalized For Private Student Loans

    || 29-Aug-2016

    The Consumer Financial Protection Bureau (CFPB) has charged Wells Fargo with engaging in illegal practices while servicing private student loans. Under a consent order, Wells Fargo will pay $3.6 million as a civil penalty, refund at least $410,000 to borrowers, and make improvements to their private student loan servicing policies. The CFPB alleged the following illicit conduct by Wells Fargo: ...
    Continue Reading
  • Relief From Surprise Medical Bills

    || 8-Aug-2016

    Are you seeking relief from surprise medical bills or emergency services? According to a study by NerdWallet, over 56 million Americans under the age of 65 will have trouble paying healthcare related bills, with medical debts being the biggest cause for filing for bankruptcy. Dealing with medical bills can be a daunting task, especially if they’re unexpected. Even if you are covered under ...
    Continue Reading
  • How Long Does a Creditor Have to File a Debt Collection Lawsuit?

    || 18-Jul-2016

    Do you have old credit card debt or outstanding loans? Do you want to move forward with your life but are unsure how these debts will affect your finances in the future? Consumers who owe a debt are given protections under the law which limit the amount of time a creditor can legally collect on a debt owed. This time limit is known as the statute of limitations (SOL) and in New York State, a ...
    Continue Reading
  • Your Rights Under the Fair Debt Collection Practices Act

    || 18-May-2016

    Are you receiving harassing calls from creditors late at night? Have collection agencies called your relatives in an effort to collect on your debts? If so, you may have a right to seek a monetary award from the courts under the Fair Debt Collection Practices Act (FDCPA) . The FDCPA was passed in 1977 as an amendment to the Consumer Credit Protection Act in an effort to eliminate abusive and ...
    Continue Reading
  • Debt Buyer Lawsuits - Defense Strategies

    || 6-Apr-2016

    Many lawsuits, particularly with old debts, are brought by " debt buyers " who purchase debts from original creditors. Such "debt buyers" might have difficulty proving in court that they own the debt, that the debt ever existed, or that you owe the complete amount claimed. Furthermore, even if they could prove these things, "debt buyers" sometimes seek to collect ...
    Continue Reading
  • Federal Student Loan Disability Discharge - Approved

    || 10-Dec-2015

    Our office takes great pride in helping client’s achieve their goals. In this blog, we are highlighting a successful example of a student loan discharge. This particular client contacted the Law Office of Simon Goldenberg PLLC for assistance with a federal student loan that was initially disbursed in 1979. Our Client had medical issues that impeded his ability to work and caused unemployment ...
    Continue Reading
  • Filing for Chapter 7 Bankruptcy in Brooklyn, NY - FAQ

    || 9-Nov-2015

    Bankruptcy can be confusing and complicated. Hiring an attorney can make the process tremendously easier for the debtor. Our office handles the bankruptcy planning, so that we can identify red-flags that may interfere with the discharge of debts. We prepare the bankruptcy petition, which is typically in the range of 80 pages. We handle the filing of the bankruptcy with the court, and the ...
    Continue Reading
  • Wells Fargo Student Loans Investigated by CFPB

    || 12-Oct-2015

    New York - The Wall Street Journal reported on Friday that the Consumer Financial Protection Bureau (CFPB) is investigating Wells Fargo regarding its student loans servicing practices. Although the specifics of the investigation are unclear, it appears that the probe on Wells Fargo began back in late 2014. Wells Fargo is the second largest originator for private student loans in the United States. ...
    Continue Reading
  • Law Prohibiting Credit Card Surcharge is Upheld in Court

    || 2-Oct-2015

    NEW YORK, September 29 – New York’s Second Circuit Court of Appeals upheld a New York law prohibiting the imposition of surcharges on purchases made on credit cards. In a unanimous 3-0 vote, the federal appeals court issued a 57 page decision overturning the 2013 judgement passed by U.S. District Judge Jed Rakoff in the lower courts, which found the ban of the imposition of credit card ...
    Continue Reading
  • JPMorgan Chase to Pay $136M to Settle CFPB Claims

    || 11-Sep-2015

    In 2013, the Attorney General of California noticed an abundance of lawsuits filed by JPMorgan-Chase that were flooding their courts. The majority of these lawsuits were debt collection cases against credit card borrowers, for which many of the cases had scant evidence. Based on her observations, Attorney General Harris took civil action against JPMorgan-Chase. Following her action, The state of ...
    Continue Reading
  • Student Loan Debt Crisis Is Growing

    || 3-Sep-2015

    The student loan debt crisis continues to remain a sore eye for students around the country. While many have proposed ideas to combat the crisis, students continue to bear the brunt of the growing crisis. Over the last decade, the total amount of student debt has nearly doubled to $1.19 trillion dollars, with 7 million borrowers in default. While undergraduates are capped at $57,500 in federal ...
    Continue Reading
  • Collection Attorneys Battle for Rights in NYC

    || 1-Sep-2015

    On occasion, laws created by a state's different governing bodies will overlap and cause mass confusion. Deciphering the law in these bizarre occasions can be like battle between an immovable object and unstoppable force. Neither governing body has true power over the other, as a result the interpretation is in the hands of the courts What follows usually follows is a shift in the ...
    Continue Reading
  • Navient Student Loan Servicer Under Scrunity by CFPB

    || 28-Aug-2015

    Potential Consumer Financial Protection Bureau (CFPB) Enforcement Action against Navient (Formerly Known As Sallie Mae) Earlier this month, Navient Solutions, Inc., a wholly-owned subsidiary of Navient Corporation and corporate spinoff of Sallie Mae, informed their shareholders of a potential Consumer Financial Protection Bureau Enforcement Action. Navient is one of the nations largests servicers ...
    Continue Reading
  • Action against Pressler and Pressler for FDCPA Violations

    || 25-Aug-2015

    What is a reasonable amount of time for an attorney to review a case prior to instituting litigation? That question is the crux of the ongoing case of Bock v Pressler & Pressler LLP. As it currently stands, the case has entered the U.S. Third Circuit Court of Appeals. After a previous ruling stated that Pressler and Pressler failed to meet some of the requirements of the Fair Debt Collection ...
    Continue Reading
  • Debt Collection Regulations in New York City

    || 21-Aug-2015

    New Regulations on Debt Collection in New York Many consumers are aware that the Fair Debt Collection Practices Act governs the permissible conduct of debt collectors. What many people don’t know if that certain localities provide consumer protections beyond the Federal laws. For example, agents attempting to collect debt from consumers in New York City are regulated by the Department of ...
    Continue Reading
  • Student Loan Reform Proposals: 2016 Presidential Candidates

    || 18-Aug-2015

    In the 2016 presidential election, a growing problem is beginning to wiggle its way into the debate: the student loan epidemic. For a number of years, many jobs that did not require higher education were exported overseas, and as such, the need for college education has dramatically increased. As the necessity of higher education has grown we have seen the costs of tuition skyrocket. It is this ...
    Continue Reading
  • Student Aid Bill of Rights Under President Obama

    || 12-Aug-2015

    Higher education is supposed to be a means of transitioning a young mind into the work force. However, in this day and age with historically high tuition rates, attending college has many students taking out massive loans to finance their education. This overwhelming industry of debt has now grown so unruly that there is over 1 trillion dollars in outstanding student loans. For years every ...
    Continue Reading
Go to page 1 2   Next

Contact Our Firm

Have questions? Fill out the information below to receive an immediate response.

Submit Your Message
New York Debt Collection Defense Attorney

Office Location:

Law Office of Simon Goldenberg, PLLC
New York Debt Collection Defense Attorney
818 E 16th Street,
Brooklyn, NY 11230
Local Phone: 347.389.0245
Directions [+]

Call for a free consultation

888.301.0584

Follow Us On:

The information on this website is for general information purposes only. Nothing on this site should be taken as legal advice for any individual case or situation. This information is not intended to create, and receipt or viewing does not constitute, an attorney-client relationship.