Blog Posts in September, 2017

• Unsecured vs. Secured Debt

  Posted By Law Office of Simon Goldenberg, PLLC || 21-Sep-2017

  Debt can come in many forms. Two of these forms are secured and unsecured debt. Most debts fall into one of these two categories, but the way these debts are handled can be very different. The differences between these debts can help both consumers and businesses decide how to borrow money, prioritize debts for payoff, and work to protect your assets. Secured Debts Secured debts are one major form ...
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• When Does Student Loan Forgiveness Happen?

  Posted By Law Office of Simon Goldenberg, PLLC || 20-Sep-2017

  Anyone who has graduated college within the last decade or so can tell you just how big of a burden student loans have become. While paying them off can take years and cost thousands, there are some options for relief, including the possibility of having all or a portion of your loans forgiven! A forgiven loan is one that has all or part of the balance cancelled at no penalty to the borrower. ...
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• What is "Financial Hardship" in Student Loan Debt?

  Posted By Law Office of Simon Goldenberg, PLLC || 7-Sep-2017

  Getting a college education is a huge expense, and many people have to take out extensive amounts of student loans in order to fund their continued learning. Unfortunately, not everyone can easily afford the cost of their student loan debt when the bill comes due, and sometimes the minimum payments combined with all of the many other mandatory living expenses can become too great of a burden to ...
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• New Jersey Lawyer Negotiates Student Loan Debt Reductions

  Posted By Law Office of Simon Goldenberg, PLLC || 4-Sep-2017

  Not sure where to turn for help with student loans? With ever-increasing interest rates, large fees, and complicated payment plans, it's easy to get overwhelmed. When facing default, student borrowers may be subject to a barrage of calls, collection letters, lawsuits, or even wage garnishment. Some people feel paralyzed by the process. Don't sit by and watch catastrophe unfold. There is no ...
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