Blog Posts in November, 2017

  • Beware of Debt Consolidation Companies

    || 20-Nov-2017

    You’ve probably heard or seen advertisements featuring buzzword phrases such as “Don’t let credit card companies trick you into thinking you have to pay all your debt back!” and “Consolidate your debts into one low monthly payment!” While these promises may sound great, they’re like almost any other deal that sounds too good to be true: odds are it’s ...
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  • Can I Declare Bankruptcy if I Don't Own Any Assets?

    || 10-Nov-2017

    We are occasionally approached by clients who aren’t sure of what they can do when they need to declare bankruptcy, but don’t own much in the way of property and assets. For starters, they have a high amount of debt, but to add to their woes they own almost nothing. Often times these people have no savings, no retirement, and nothing more than a simple car, a few changes of clothes, ...
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  • Firstmark Services Changes Payment Allocations on Student Loans

    || 6-Nov-2017

    The process of paying off student loans can be confusing. Between changing interest rates and varying principal balances, it can be difficult to determine how to best navigate paying off multiple loans in a timely and effective mater. Fortunately, Firstmark Services, a company that services private student loans for major lenders like Citibank, has recently changed their payment allocation policy, ...
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