Are you receiving phone calls, emails, or other communications from debt
collectors? Often the persistence of debt collectors can be annoying and
stressful, making your life miserable until you can finally make them
stop. In fact, certain debt collection practices became so bad that the
federal government banned them outright some time ago. However, this hasn’t
entirely stopped less-credible debt collectors from using these methods.
If you are experiencing any of these debt collection practices, speak with an
FDCPA lawyer now.
Debt Collector Harassment
Many people dread phone calls from debt collectors, and in some cases,
these phone calls may seem endless. While it’s not against the law
for debt collectors to call you and discuss your situation, they are not
allowed to call you repeatedly and annoy you as a method of getting your
issue resolved. If you’re being called multiple times per day regarding
your outstanding debts, call an attorney now. Debt collectors may also
not release the names of people that have outstanding debts, except to
Debt collectors do everything in their power to collect on outstanding
balances, and this is often includes lying or hiding the truth. Debt collectors
are not allowed to hide or disguise their intentions in any way, nor are
they allowed to intimidate you by levying accusations at you. This includes
claiming to be a government representative or attorney working your case,
claiming you have committed a crime, or represent themselves as a credit
reporting company. These statements also include paper communications,
not look like a legal forms if they aren’t and also may not indicate
that the forms they send you are legal forms when they are not.
Debt collectors are not allowed to arrest you for not paying your debt,
nor are they allowed to threaten asset seizure, wage garnishment, or other
debt collection practices if they do have the ability and intent to take
one or more of these actions.
People who struggle with debt are often in a vulnerable position, which
makes them prone to falling victim to unfair practices just to get the
calls and harassment to stop. As a result, debt collectors are not allowed
to attempt to collect any fees or interest on top of the amount you owe
to your creditors. They may not threaten or seize any of your property
unless it can be done legally, which requires an extensive process on
their end. Debt collectors also may not deposit a post-dated check early
and force you to incur overdraft fees on your own bank account.
Are you being
harassed by debt collectors? Are you under threat of losing your home, car, or other important possessions?
If you don’t know where to turn, call the consumer protections attorneys at the
Law Office of Simon Goldenberg, PLLC now! We are experienced with handling debt collectors, and we can represent
you and your best interests in fighting back and handling your debt collection
harassment issues. No matter how bad your financial situation has become,
we believe that you can find your way back to health with some dedication
and quality representation from an attorney. We are proud of our reputation,
and we have earned numerous accolades for our services, including a perfect
10.0 Superb rating from Avvo and an A+ Rating from the Better Business Bureau.
Stop the debt collector harassment today! Make the call to the Law Office
of Simon Goldenberg, PLLC at 347.389.0245 to request a
free initial consultation.