Blog Posts in January, 2017

  • How Do I Stop Creditors from Calling Me?

    || 30-Jan-2017

    Creditors have the right to contact consumers to collect on a debt… but there are limits to that right. Consumers are protected from harassment under the Fair Debt Collection Practices Act (FDCPA). Your Rights Under the FDCPA As a consumer, you are protected from creditor harassment such as: Incessant phone calls Phone calls late at night or early in the morning Phone calls at work, if they ...
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  • Discharging Social Security Overpayments in Bankruptcy

    || 20-Jan-2017

    Many retired or disabled individuals rely on the payments they receive from the Social Security Administration (SSA) to pay for their necessities. Unfortunately, the SSA can make mistakes and actually disburse too much money or even send payments to individuals that no longer qualify for such benefits. When an overpayment happens, the money will need to be returned. While getting an extra check or ...
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  • Cancelling and Settling Timeshare Debt

    || 16-Jan-2017

    Buying into a timeshare can seem like a sensible and affordable way to vacation with friends and family. But what happens if your finances tighten and your timeshare costs are no longer within your budget? With a contractual obligation to pay for the shared property, cancelling a timeshare agreement is not as simple as making a few phone calls. Once the salesperson succeeds in convincing a buyer ...
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  • Debt Relief Tips to Start Your Year Off Right

    || 9-Jan-2017

    As we step into a new year, many of us are hoping to improve our financial health and possibly get out of debt. If you are one of these individuals looking to find debt relief or build your wealth this year, then the Law Offices of Simon Goldenberg, PLLC is here to help! Below, we outline some ways in which you can cut costs, save money, and pay off debts faster in 2017. We wish you the best in ...
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