Blog Posts in September, 2016

  • What Are the Effects of Filing for Bankruptcy?

    || 28-Sep-2016

    Filing for bankruptcy can be a frightening prospect. While bankruptcy can be an excellent method to get creditors off your back and hit the reset button on your financial situation, many are deterred from filing due to the negative social stigma and general abundance of false notions regarding the process. While there are certainly many myths surrounding bankruptcy, there are several both positive ...
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  • TCPA - Telephone Consumer Protection Act

    || 23-Sep-2016

    If any of these situations sound familiar, you might be entitled to an award for damages: Were you called with a pre-recorded message stating: "press 1 to learn more"? Are you receiving unsolicited text messages or faxes? Are telemarketers calling despite your enrollment on the "do-not-call" list? Have you been contacted on your cell phone by telemarketers or debt collectors at ...
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  • ITT Tech School Closure Student Loan Discharge

    || 13-Sep-2016

    On September 6 th 2016, ITT Technical Institute announced that they are ceasing operations including all online and classroom curriculum. With over 130 campuses in 38 states, the magnitude of affected students is expected to be high. If you were a student enrolled in a program with ITT Tech and have been unable to complete your program due to the closure, you may be entitled to have 100% of your ...
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  • Fighting Student Loan Lawsuits

    || 12-Sep-2016

    Have you been sued for a student loan? It's normal to have serious questions when facing legal action. Most borrowers and co-signers will want to minimize the impact of the lawsuit and avoid having a judgment entered against them. You might be wondering: Why am I being sued? Do I really owe them the amount they claim? How do I fight the lawsuit? What are my defenses? Can I settle the lawsuit ...
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  • How to Increase Your Credit Score Quickly

    || 5-Sep-2016

    How to Improve Your Credit Score – Fast! Although the exact algorithm used to calculate a FICO credit score isn’t available to the public, we do know that the scores are based on the following factors: 35% - Payment History (Positive and Negative Payment Notations) 30% - Amounts Owed (Utilization Rate) 15% - Length of Credit History 10% - Mix of Credit (Installment Loans, Revolving ...
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