Kirschenbaum, Phillips, & Levy P.C.
F/K/A Kirschenbaum and Phillips P.C.
New York Debt Collection Lawyers
Have you received a letter, phone call, or lawsuit from the law firm of
Kirschenbaum & Phillips, P.C. in connection with an old credit card, medical, or student loan debt?
Have their debt collectors frozen your bank account, or did a Marshal
garnish your wages?
Consumers have rights! Defenses to your debt may exist, and you may be
able to fight, discharge, or even the settle the debt at a reduced amount
in monthly payments.
At the Law Office of Simon Goldenberg, PLLC, our lawyers help people resolve
their debts. We defend consumers from debt collection lawsuits and protect
unlawful collection activity. Even if your wages are being garnished, or your bank account
is frozen, it may not be too late to get help. We are a debt relief law
firm, and can advise you as to all legal options, which may include debt
defense, debt disputing,
debt settlement, and
bankruptcy. Call us for a free evaluation.
Speak To An Experienced Debt Relief Lawyer
Or Call (888) 301-0584 for a Free Case Review
Background Information on Kirschenbaum, Philips, & Levy P.C.
Kirschenbaum & Phillips, P.C. is a debt-collection law firm located
at 40 Daniel Street, Suite 7, Farmingdale, NY 11735-9806. Every year,
Kirschenbaum & Phillips, P.C. represents debt buyers and other debt-collection
companies, such as Arrow Financial Services, LLC, and Discover Bank, N.A.
The law went through a series of mergers and split ups over the past few
years. Around 2012, the law firm of Peter T. Roach merged with Kirschenbaum
& Phillips, P.C, created a law firm called Kirschenbaum, Phillips,
and Roach P.C. In or around 2014, Peter T. Roach split off to open a law
Roach & Murtha P.C., wherein, the former law firm became
Kirschenbaum, Philips, & Levy P.C. All of these entities engage in the collection of debt from consumers in New York.
Federal Cases Against Kirschenbaum & Phillips, P.C.
Aguilar v. Kirschenbaum & Phillips, P.C., 2012 WL 1744852 (E.D.N.Y. 2012), a lawsuit was brought against Kirschenbaum & Phillips, for violations
of the Fair Debt Collection Practices Act of 1977 (FDCPA).
Kirschenbaum, Phillips & Roach, P.C., 1:13-cv-04038 (S.D.N.Y. 2013
), a lawsuit was brought against Kirschenbaum & Phillips, alleging
a violation of the FDCPA when Kirschenbaum & Phillips froze the Plaintiff's
bank account for a debt that was already paid.
Cases Represented by the Law Office of Simon Goldenberg*
On behalf of our Client's, our lawyers have fought and resolved many
cases with the debt collectors and attorneys at Kirschenbaum & Phillips.
Where appropriate, you may be able to resolve your debt within the realm
of a settlement at a reduced amount. Some client's matters result
in quite a substantial savings compared to the actual balance.
- A Client of our law firm received a collection letter from Kirschenbaum,
Phillips, & Roach P.C. for a debt owed to LVNV Funding LLC A/P/O Providian
Financial Corp for a balance of $8,330.76. The debt was incurred on a
credit card with Providian, then the debt was sold to LVNV Funding. Since
our client had multiple debts, and had insufficient funds to settle all
the accounts, our office successfully discharged his debt in a Chapter
7 bankruptcy. Our client did not pay anything back on this debt.
In LVNV Funding v. PT, the Defendant hired our law firm as a result of
his bank account being restrained for over $10,000. Our attorneys were
successful in having the bank funds released due to the New York exemptions
to debt collection, however, the law firm of Kirschenbaum, Philips, &
Levy P.C. proceeded to institute a wage garnishment shortly thereafter.
With a balance of approximately $12,000 outstanding, our lawyers negotiated
a settlement for $3000, which resulted in a
savings of 75%, and avoided the additional interest and marshal's fees that would
Discover Bank, N.A. v. RJ, the Defendant was sued by Kirschenbaum & Phillips for a debt owed in
the amount of $9,300. After representation by our firm, we settled with
Kirschenbaum & Phillips for total amount of $5,000, saving the client
over $4000 on this original creditor debt.
In Arrow Financial Services, LLC
v. E.B., the Defendant was sued by Kirschenbaum & Phillips for a debt owed in
the amount of $5,250. After representation by our firm, we settled with
Kirschenbaum & Phillips for total amount of $1,500,
reducing the debt by over 70%.
Consumer Protection Laws
Consumers have rights that protect them from wrongful debt collection practices
under both state and federal law. Under Federal Law, consumers have strong
rights under the Federal Fair Debt Collection Practices Act of 1977 (FDCPA),
and the Fair Credit Reporting Act (FCRA). In New York City, consumers
are entitled to additional protections under the New York administrative
code. Our New York Debt Lawyers are well versed in the nuances of debt
collection laws, and can help you understand your rights as a consumer
and your potential options for debt resolution.
Are you interested in fighting, discharging or settling your debts?
If you're being faced with a debt collection matter with Kirschenbaum
call our office at
(888) 301-0584 for a free phone evaluation.
A partial list of the debt buyers that Kirschenbaum & Phillips law
firm may have represented with respect to consumer collections:
Arrow Financial Services, LLC;
Capital One Bank (USA), N.A.;
First Financial Investment Fund;
Palisades Collection, LLC;
Discover Bank, N.A.;
Pinnacle Credit Services; and
*Each case is unique. Prior results do not guarantee future performance.
Speak to an attorney to learn more. The content on this web site in no
way alleges or indicates that the law firm of Kirschenbaum & Phillips
has violated any consumer laws. All content is for general informational purposes.