Kirschenbaum, Phillips, & Levy P.C.

F/K/A Kirschenbaum and Phillips P.C.

New York Debt Collection Lawyers

Debt Collection Defense

Have you received a letter, phone call, or lawsuit from the law firm of Kirschenbaum & Phillips, P.C. in connection with an old credit card, medical, or student loan debt? Have their debt collectors frozen your bank account, or did a Marshal garnish your wages?

Consumers have rights! Defenses to your debt may exist, and you may be able to fight, discharge, or even the settle the debt at a reduced amount in monthly payments.

At the Law Office of Simon Goldenberg, PLLC, our lawyers help people resolve their debts. We defend consumers from debt collection lawsuits and protect them from unlawful collection activity. Even if your wages are being garnished, or your bank account is frozen, it may not be too late to get help. We are a debt relief law firm, and can advise you as to all legal options, which may include debt defense, debt disputing, debt settlement, and bankruptcy. Call us for a free evaluation.


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Background Information on Kirschenbaum, Philips, & Levy P.C.

Kirschenbaum & Phillips, P.C. is a debt-collection law firm located at 40 Daniel Street, Suite 7, Farmingdale, NY 11735-9806. Every year, Kirschenbaum & Phillips, P.C. represents debt buyers and other debt-collection companies, such as Arrow Financial Services, LLC, and Discover Bank, N.A.

The law went through a series of mergers and split ups over the past few years. Around 2012, the law firm of Peter T. Roach merged with Kirschenbaum & Phillips, P.C, created a law firm called Kirschenbaum, Phillips, and Roach P.C. In or around 2014, Peter T. Roach split off to open a law firm named Roach & Murtha P.C., wherein, the former law firm became Kirschenbaum, Philips, & Levy P.C. All of these entities engage in the collection of debt from consumers in New York.

Federal Cases Against Kirschenbaum & Phillips, P.C.

In Aguilar v. Kirschenbaum & Phillips, P.C., 2012 WL 1744852 (E.D.N.Y. 2012), a lawsuit was brought against Kirschenbaum & Phillips, for violations of the Fair Debt Collection Practices Act of 1977 (FDCPA).

In Nunez v. Kirschenbaum, Phillips & Roach, P.C., 1:13-cv-04038 (S.D.N.Y. 2013 ), a lawsuit was brought against Kirschenbaum & Phillips, alleging a violation of the FDCPA when Kirschenbaum & Phillips froze the Plaintiff's bank account for a debt that was already paid.

Cases Represented by the Law Office of Simon Goldenberg*

On behalf of our Client's, our lawyers have fought and resolved many cases with the debt collectors and attorneys at Kirschenbaum & Phillips. Where appropriate, you may be able to resolve your debt within the realm of a settlement at a reduced amount. Some client's matters result in quite a substantial savings compared to the actual balance.

  1. ­­A Client of our law firm received a collection letter from Kirschenbaum, Phillips, & Roach P.C. for a debt owed to LVNV Funding LLC A/P/O Providian Financial Corp for a balance of $8,330.76. The debt was incurred on a credit card with Providian, then the debt was sold to LVNV Funding. Since our client had multiple debts, and had insufficient funds to settle all the accounts, our office successfully discharged his debt in a Chapter 7 bankruptcy. Our client did not pay anything back on this debt.
  2. In LVNV Funding v. PT, the Defendant hired our law firm as a result of his bank account being restrained for over $10,000. Our attorneys were successful in having the bank funds released due to the New York exemptions to debt collection, however, the law firm of Kirschenbaum, Philips, & Levy P.C. proceeded to institute a wage garnishment shortly thereafter. With a balance of approximately $12,000 outstanding, our lawyers negotiated a settlement for $3000, which resulted in a savings of 75%, and avoided the additional interest and marshal's fees that would have accrued.
  3. In Discover Bank, N.A. v. RJ, the Defendant was sued by Kirschenbaum & Phillips for a debt owed in the amount of $9,300. After representation by our firm, we settled with Kirschenbaum & Phillips for total amount of $5,000, saving the client over $4000 on this original creditor debt.
  4. In Arrow Financial Services, LLC v. E.B., the Defendant was sued by Kirschenbaum & Phillips for a debt owed in the amount of $5,250. After representation by our firm, we settled with Kirschenbaum & Phillips for total amount of $1,500, reducing the debt by over 70%.

Consumer Protection Laws

Consumers have rights that protect them from wrongful debt collection practices under both state and federal law. Under Federal Law, consumers have strong rights under the Federal Fair Debt Collection Practices Act of 1977 (FDCPA), and the Fair Credit Reporting Act (FCRA). In New York City, consumers are entitled to additional protections under the New York administrative code. Our New York Debt Lawyers are well versed in the nuances of debt collection laws, and can help you understand your rights as a consumer and your potential options for debt resolution.

Are you interested in fighting, discharging or settling your debts?

If you're being faced with a debt collection matter with Kirschenbaum & Phillips, call our office at (888) 301-0584 for a free phone evaluation.

A partial list of the debt buyers that Kirschenbaum & Phillips law firm may have represented with respect to consumer collections: Arrow Financial Services, LLC; Capital One Bank (USA), N.A.; First Financial Investment Fund; Palisades Collection, LLC; Discover Bank, N.A.; Pinnacle Credit Services; and KMT Enterprises.

*Each case is unique. Prior results do not guarantee future performance. Speak to an attorney to learn more. The content on this web site in no way alleges or indicates that the law firm of Kirschenbaum & Phillips has violated any consumer laws. All content is for general informational purposes.

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New York Debt Collection Defense Attorney

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Law Office of Simon Goldenberg, PLLC
New York Debt Collection Defense Attorney
818 E 16th Street,
Brooklyn, NY 11230
Local Phone: 347.389.0245
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The information on this website is for general information purposes only. Nothing on this site should be taken as legal advice for any individual case or situation. This information is not intended to create, and receipt or viewing does not constitute, an attorney-client relationship.