Have you been sued by

Forster & Garbus, LLP?

Forster and Garbus LLP is a debt collection law firm that brings lawsuits against New Yorkers for defaulted credit cards and student loan debt. Many of their lawsuits result in default judgments, and consequently, the debtor's wages are garnished or their bank accounts are frozen.

It is important to know that consumers have expansive rights to ensure debts are valid and that lawsuits are served in accordance with the rules of civil procedure. At the Law Office of Simon Goldenberg, PLLC, our lawyers provide defense from debt collection lawsuits and help people resolve their debts through settlement negotiations and bankruptcy.

Our lawyers have been succesful in helping many of our client settle their debts, lawsuits, and judgments with the law firm Forster & Garbus LLP, oftentimes for substantial reductions off the oustanding balance. We can help you understand your options and guide you towards the path of a financial fresh start.

New York Debt Collection Lawsuit Defense


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Sample Results with Forster & Garbus LLP*

As a debt relief law firm, the Law Office of Simon Goldenberg PLLC has helped countless individuals resolve their lawsuit and judgment matters, including cases brought by Forster & Garbus on behalf of their client's. The cases summarized below are merely a small sample of what our firm has achieved. Prior results do not guarantee future performance, each case and client is unique.

  1. In the matters of SLM Private Student Loan Trusts v. A. G., the client was sued by Forster & Garbus for 6 student loan accounts for an alleged debt totaling over $140,000.00. Our attorneys worked to achieve a settlement of $46,800.00 to resolve all six accounts, at $100 per account per month. These results lead to the client paying back less than 33% of the debt and a savings of over $95,000.
  2. In the matter of National Collegiate Student Loan Trust 2007-2 v. B. B., the attorneys at Forster & Garbus were able to obtain a judgment for approximately $24,000, and the client was actively being garnished by a marshal. Our office helped the client by stopping the garnishment and achieved a settlement of $8,000.00, which is less than 34% of the original balance and a savings of $16,169.32. Further, the judgement was vacated.
  3. In the matters of Sally Mae Private Student Loan Trust v. M. V., the Defendant was sued on five student loan accounts for an alleged debt exceeding $120,000. Through representation from our attorneys, Forster & Garbus consented to discontinue all of the matters without any settlement costs to our client, eliminating the need to pay a financial settlement on the lawsuits.
  4. In National Collegiate Student Loan Trust 2006-1 v. D. C., the client was sued for an alleged debt of about $30,000. Through our negotiation with Forster and Garbus, the debt was settled for $11,000.00, garnishment stopped, and the judgement was satisfied. These results equate to the client paying back less than 37% of the alleged debt and a savings of $19,317.26.
  5. In SLM Private Credit Student Loan v. J.G., the Defendant was sued by Forster & Garbus for a debt believed to be already paid to the creditor. Within a month, the Plaintiff's counsel consented to dismiss the case with prejudice, and without any settlement costs incurred to our client.
  6. In SLM Education Loan Corporation v. M.A., the Defendant had proof that the alleged debt had already been satisfied with another collection agency acting on behalf of SLM Education. Forster & Garbus brought an action against our client for the alleged debt owed. In this case we brought counter-claims for violations of the FDCPA, for unfairly and unlawfully collecting on a debt that our client had already settled. Here too, the case was dismissed with prejudice, and without any settlement costs incurred to our client.

On behalf of our Client's, our lawyers have fought and resolved many cases with the collectors and attorneys at Forster & Garbus. Where appropriate, you may be able to resolve your debt within the realm of a settlement at a reduced amount. Some client's matters result in quite a substantial savings compared to the actual balance.

Background Information on Forster & Garbus, LLP

Forster & Garbus, LLP is a debt-collection law firm located at 60 Vanderbilt Motor Pkwy Commack, NY 11725-5710. Their main phone number is 800-245-9943. The senior partner is Mark A. Garbus, esq. Their law firm is members of ACA International.

Every year, Forster & Garbus, LLP represents original creditors and debt buyers in bringing collection lawsuits against consumers in New York. They also have represented Discover Bank, National Collegiate Trust, Navient Student Loan Trust, SLM Student Loan Trust (Sallie Mae), LVNV Funding, Midland Funding, Capital One, and many other entities that issue or buy debt.

Forster and Garbus LLP is not BBB accredited, and they have a rating of B+ (on 8/13/2015). Their file was open in September 1997, but their business was started in New York in 1971. There are 24 closed complaints logged in the past 3 years, most of which relate to Billing and Collection. 11 complaints have been closed in the prior twelve months.

The owners of Forster and Garbus LLP also operate a separate collection agency at the same office address named Professional Credit Services, Inc.

Federal Cases Against Forster & Garbus, LLP

In Eun Joo Lee v. Forster & Garbus, LLP, 926 F. Supp.2d 482 (E.D.N.Y. 2013), the Eastern District of New York held that Forster & Garbus was in violation of the Fair Debt Collection Practices Act of 1977 (FDCPA), because it gravely mislead the customer as to who she owed a debt to.

In Nicholson v. Forster & Garbus, LLP, 2013 WL 2237554 (E.D.N.Y. 2013), a class-action lawsuit was brought against Forster & Garbus, arguing that the firm mislead customers and therefore violated the FDCPA, by giving permission to an independent call center to state that they were a member of Forster & Garbus.

Student Loan Debt Collections

The law firm of Forster & Garbus llp acts has represented the following creditors with respect to collecting on defaulted private student loan debt by bringing debt collection lawsuits in New York. Many of these creditors are actually pools of securitized debt, forming "trusts" that can be packaged and sold to investors on the market. These student loan trusts are formed by companies such as Sallie Mae, Navient, and National Collegiate Fund.

  1. NATIONAL COLLEGIATE STUDENT LOAN TRUST 2006-2, 2006-3, 2006-4, 2007-2
  2. SLM PRIVATE CREDIT STUDENT LOAN TRUST 2003-C, 2004-B, 2006-A
  3. Navient Student Loan Trust

Credit Card Debt Collections

The attorneys at Forster & Garbus assist both original creditors and debt buyers with the collection of defaulted credit card debt through the New York courts. They bring lawsuits for original creditors such as Capital One, Discover Bank, and Citibank, but also represent debt buyers such as Midland Funding and LVNV Funding in the collection of debts that were purchased from original creditors.

  1. CITIBANK, N.A.,
  2. Barclays Bank Delaware,
  3. CAPITAL ONE BANK (USA), N.A.,
  4. Discover Bank,
  5. Elite Recovery Services, Inc.,
  6. APO Compucredit,
  7. MAIN STREET ACQUISITION CORP A/P/O HSBC BANK NEVADA, N.A.,
  8. MIDLAND FUNDING LLC A/P/O HSBC BANK NEVADA, N.A.,
  9. RAZOR CAPITAL, LLC A/P/O CITIBANK N.A.,
  10. LVNV Funding LLC A/P/O MBNA,
  11. MIDLAND FUNDING LLC A/P/O CAPITAL ONE, N.A.,
  12. ATLANTIC CREDIT & FINANCE SPECIAL FINANCE UNIT III, LLC,
  13. APO CITIBANK, N.A., Credigy Receivables, Inc.,
  14. Arrow Financial

Resolve Your Debt Lawsuit Forster & Garbus

As with every debt collection agency, the law firm of Forster & Garbus must abide by consumer laws such as the Fair Debt Collection Practices Act (FDCPA) when collecting a consumer debt. Furthermore, New York City provides further regulation of debt collectors under the Department of Consumer Affairs. The CFPB is a federal entity entrusted in pursuing companies that violate consumer laws.

At the Law Office of Simon Goldenberg PLLC, our lawyers can help ensure the validity of your debt, and can help protect from illicit debt collection activity.

If you're faced with a lawsuit with Forster & Garbus, call our office for a free evaluation.

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Law Office of Simon Goldenberg, PLLC
New York Debt Collection Defense Attorney
818 E 16th Street,
Brooklyn, NY 11230
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