AMERICAN EDUCATION SERVICES (AES) STUDENT LOANS
Have you received a letter, phone call, or lawsuit from
American Education Services (AES) in connection with
defaulted student loan debt? Have they forwarded your loans to third-party debt collectors or to a
debt collection law firm?
Defenses to your debt may exist, and you may be able to fight, discharge,
consolidate, rehabilitate, or even the settle the debt at a reduced amount
and in monthly payments.
At the Law Office of Simon Goldenberg, PLLC, our lawyers help people resolve
their debts. We defend consumers from
debt lawsuits and protect them from unlawful collection activity. Even if your wages
are being garnished, or your
bank account is frozen, it may not be too late to get help. We are a debt relief law firm, and
can advise you as to all legal options, which may include debt defense,
debt settlement, and
Call us for a free evaluation – 877-717-008.
Background Information on American Education Services
American Education Services (AES) was established in 1963 by the Pennsylvania
Higher Education Assistance Agency (PHEAA) in order to provide federal
and private student loans. They operate today in Harrisburg, Pennsylvania.
When a government-backed student loan becomes defaulted, the financial
lender can submit a claim to the guarantor of the loan, such as Pennsylvania
Higher Education Assistance Agency (PHEAA), who systematically purchases
these loans. At that time, PHEAA Default Collections can begin to pursue
actions on the account for immediate payment in full, which include
student loan wage garnishment and seizure of income tax returns, also known as an offset of government
American Education Services' operates numerous affiliated websites include, but are not limited
to, aessuccess.org, pheaa.ord,myfedloan.org, youcandealwithit.com, and
educationplanner.com. Our lawyers have helped many client's resolve
AES loans that are underwritten, guaranteed, or insured by National Collegiate Trust.
General Cases Against American Education Services*
Jackson v. American Education Services, 754 F. Supp.2d 711, (D.N.J. 2010), a lawsuit was brought against American Education Services, alleging a
violation of the Fair Debt Collection Practices Act of 1977 (FDCPA) when
American Education Services brought a lawsuit against the Plaintiff after
the statute of limitations had run.
American Education Services v. Giraldo, 961 N.Y.S.2d 743, (Nassau County 2013), a lawsuit was brought against American Education Services, for violations
of deceptive business practice, when American Education Services brought
a lawsuit against Mr. Giraldo without a sufficient factual basis.
The Experience of our Student Loan Lawyers*
Our lawyers have assisted in the resolution of numerous student loan matters
on behalf of our client's, including matters pertaining to
American Education Services (AES). Where possible, our lawyers will communicate with the agents and
collectors working on behalf of the creditor to explore the available
resolution options. With private loans, it may be possible to negotiate
the debt in a
private student loan settlement at a reduced amount, sometimes resulting in a substantial savings compared
to the actual balance. Although settlement may be possible on some federal
student loans, our attorneys also explore the possibility of resolution through
loan rehabilitation or consolidation.
You may have strong defenses to your debt. You have rights that protect
you from wrongful debt collection practices under both state and federal
law. Under Federal Law, consumers have strong rights under the Federal
Fair Debt Collection Practices Act of 1977 (FDCPA), and the Fair Credit
Reporting Act (FCRA). In New York City, consumers are entitled to additional
protections under the New York administrative code. Our New York Debt
Lawyers are well versed in the nuances of debt collection laws, and can
advocate to help you achieve a resolution.
Are you interested in fighting, discharging or settling your debts?
If you're being faced with a debt collection matter with American Education
call our office for a free evaluation - 877-717-0098.
*Each case is unique. Prior results do not guarantee future performance.
The case summaries listed on this website are sample cases, they do not
reflect the entirety of the cases our office may have addressed with that
entity, they are not necessarily chosen to reflect our "average"
results or most common results, and the listed results are not indicative
of what might be achievable for another client. All listed figures are
approximations, and despite our best efforts to maintain accuracy, may
be subject to typographical error or other bona-fide human error, for
which we make no warranties or guarantees. The federal cases that may
be listed on this page against the creditor or collection entity are not
purported to be brought by our law firm. Unless otherwise specified, these
federal cases are unrelated to our law firm.
The information on this website is provided for general informational
purposes only, it is not legal advice, and none of the information posted
is intended as an accusation by our office of any wrongdoing by any entities.
Contact an attorney for an evaluation of your particular circumstances
to help understand the options that may be available to you.